A paramedical exam involves a highly trained examiner coming to your home or office to ask questions about your medical history, measure your height and weight, blood pressure and pulse. Then, the examiner may also collect blood and urine specimens, and sometimes do an electrocardiogram (ECG). The exam usually lasts approximately 30 minutes. Undressing is not required.
Information and test results will be sent to the insurance company for review to help evaluate your individual policy. All of the information obtained during the paramedical examination remains strictly confidential.
You are required to sign a few consent forms. In some cases, the examiner will use an electronic form, collecting your medical information using a wireless device, as well as an electronic pad and stylus to capture your signature.
ParaMedDirect will call you to schedule a date, time and place convenient for you. Or, your agent may call during your initial meeting to make your appointment immediately.
You may decide to have the exam completed at your home or office. You make the decision about the time and date to fit your schedule.
A range of blood and urine tests are completed by a laboratory to provide important information for underwriting purposes. Results remain confidential.
Less than one ounce of blood is drawn from a vein, into one to three vials, by an experienced examiner.
You may be required to fast from at least six to eight hours depending on the requirements of the insurance company. Advise your examiner if you have had previous problems with blood draws such as fainting, nausea, difficulty with clotting or if you bruise easily.
No. The sterile materials used are in disposable kits and used only once. The examiner will open the kit in front of you as well as show you the seal being broken on the sterile needle.
An ECG test checks for problems with the electrical activity of your heart. An ECG translates the heart’s electrical activity into line tracings on paper.
There is nothing painful about getting an ECG. A series of electrodes are fixed to several places on your skin with sticky papers. For this test, you will need a place to lie down. The entire process takes about five to ten minutes.